RE/MAX Cowichan Lake - Sandy & Pat Cowichan Lake's #1 Team

  

 

Sandy Stinson
 
Sandy Stinson
Email Sandy
 
Cell: 250-710-0040

Pat Duringer
 
Pat Duringer
Email Pat
 
Cell: 250-715-8743

                                        Mortgage Calculator 

                                          
                                    To help You determine 

                                                     Loan amounts & Mortgage qualification 

                              Please complete the fields below
                                                 then click Calculate Now

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

New Listing Notifications
Please complete and submit the form below 


Please enter your email below. You'll be emailed updates that match your criteria daily. Update your criteria or cancel at any time.

Step 1 - Enter Personal Information
First Name:  Address1: 
Last Name:  Address2: 
Email:  Address3: 
Phone:  City: 
    Country: 
    State/Province: 
    Zip/Postal Code: 
Step 2 - Enter Search Details
 
Price:   to    CAD
Bedrooms: 
Bathrooms: 

Types: 
* Minimum of 1 Type is required
Locations:      
To narrow search results, click the "Specify Locations" radio button above.
Wish List:  Please describe below any additional desired features.
* * Maximum of 2000 characters


 

 Online Home Evaluation
Please complete and submit the following form.

The more information given, the more accurate the evaluation.
All information you provide is secure and will be kept strictly confidential.

To provide a more detailed Comparative Market Analysis,
we would be more than happy to also assess your listing in person.

(250) 749-6000

   
First Name: 
Last Name: 
Email: 
Phone: 
Address: 
Postal/Zip Code: 
Year Built: 
Size: 
Bedrooms:     Bathrooms: 
Has Suite: 
Garage: 
  Type:     
Basement Type: 
Development:
Notes: 
Please describe any special features and recent upgrades.
For example: age of carpet & lino, type of kitchen cabinets, property backs park. List major renovations in recent years, etc.
* * Maximum of 1000 characters

When are you planning to move?
Required Field


   




       RE/MAX
   LAKE COWICHAN
    81 Cowichan Lake Road
       

   (250) 749-6000


Today's Rates

Lake Cowichan Mortgage Broker


 

    We would love to hear from you!
                 

To:  Sandy Stinson
Subject: 

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Last Name: 
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