RE/MAX your dream Cowichan Lake's #1 Team

  

 

       RE/MAX
   LAKE COWICHAN
    81 Cowichan Lake Road
       

   (250) 749-6000


Sandy Stinson
250-710-0040(Cell)



Pat Duringer
250-715-8743(Cell)



Elaine McGinn
250-732-8256(Cell)



Brad Bergen
(250) 701-1502(Cell)



                                        Mortgage Calculator 

                                          
                                    To help You determine 

                                                     Loan amounts & Mortgage qualification 

                              Please complete the fields below
                                                 then click Calculate Now

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

New Listing Notifications
Please complete and submit the form below 


Step 1 - Enter Personal Information
First Name: 
Last Name: 
Email: 
Phone: 
Address 1: 
Address 2: 
Address 3: 
City: 
Country: 
State/Province: 
Zip/Postal Code: 
Step 2 - Enter Search Details
 
Price low:    CAD
Price high:    CAD
Bedrooms: 
Bathrooms: 

Status: 

Types: 
Locations:   
Wish List:  Please describe below any additional desired features.
* * Maximum of 2000 characters



 Online Home Evaluation
Please complete and submit the following form.

The more information given, the more accurate the evaluation.
All information you provide is secure and will be kept strictly confidential.

To provide a more detailed Comparative Market Analysis,
we would be more than happy to also assess your listing in person.

(250) 749-6000

   
First Name: 
Last Name: 
Email: 
Phone: 
Address: 
Postal/Zip Code: 
Year Built: 
Size: 
Bedrooms: 
Bathrooms: 
Has Suite: 
Garage: 
 
 
Basement Type: 
Development:
Notes: 
Please describe any special features and recent upgrades.
(e.g. age of carpet & lino, type of kitchen cabinets, property backs park, major renovations in recent years)
* * Maximum of 1000 characters

When are you planning to move?
Required Field

 





Today's Rates

Lake Cowichan Mortgage Broker


 

    We would love to hear from you!
                 

To:  Sandy Stinson
Subject: 

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Comments: 

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